Financing your holiday home means spreading the cost over equal monthly payments for an agreed number of years at a fixed interest rate.
When you borrow from one of our finance lenders, you can pay as little as 10% for your deposit and explore a range of finance options to suit your budget.
Don’t have a budget in mind? Use our monthly payment calculator to work out how much your monthly payments might be (subject to status, T&Cs apply).
As well as the monthly payments, it’s worth thinking about pitch fees and other running costs.
We’re happy to talk through your options and answer any questions when you visit us at your chosen park.
What finance is available?
Representative example based on a pre-owned 2014 holiday home¹.
| Cash price | £19,995 |
| Customer deposit | £3,500 |
| Balance to finance | £16,495 |
| Monthly payments | £264.55 |
| Total charge for credit | £5,727.45 |
| Total repayment balance | £22,222.45 |
| Total amount payable | £25,722.45 |
| Repayment term (months) | 84 |
| Interest rate (fixed) | 4.75% |
| Representative APR | 8.9% |
More ways to spread the cost
We do not provide financial advice. Please seek guidance from a regulated financial adviser before making any financial decisions.
Letting your holiday home
Offset the initial costs of your holiday home and ongoing running costs by letting it out while you’re not using it.
Joint ownership
Joint ownership allows you to share the cost of your holiday home with someone else.
Part exchange your holiday home
You could withdraw up to 25% of your pension fund as a tax-free lump sum to use toward your holiday home. Please check with your pension provider to confirm eligibility.
Release equity from your property
You could help to pay for your caravan or lodge by moving home and downsizing your main property.
Join over 15,000 owners already enjoying the benefits of buying with Park Holidays. Choose from a range of new and used luxury lodges with flexible finance options to suit your budget.
As an owner, you’ll also get a range of exclusive perks and rewards, including VIP owner events and experiences.
Gold Award for Best Company for UK Family Holidays
Best of British Business 2025
.jpg?auto=webp&format=pjpg&fit=bounds&quality=75&width=768&environment=production)
24 parks were awarded with Tripadvisor Travellers' Choice Awards in 2026
With over 45,000 reviews on Feefo
Gold Award for Best Company for UK Parks & Lodges Holidays
Gold Award for Best Company for UK Short Breaks
Gold Award for Best Company for UK Holiday Home Rentals
Frequently asked questions
Terms and conditions
Park Holidays UK Limited registered in England (Reg. No. 02434151) are authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit broking and general insurance distribution activities under registration numbers 669336 and 717823. We are not a lender.
We partner with a number of lenders. Deposits start from just 10%. Finance is subject to status and age restrictions, as well as terms and conditions and deposit criteria. Written details are available on request.
We only work with trusted Financial Conduct Authority regulated lenders to arrange terms to suit the individual needs of each customer. We can introduce you to a limited number of lenders who may be able to provide funding for your holiday home, subject to status. We do not receive a commission or other benefits for doing so.
¹Representative example including siting, connection, and this season’s pitch fees (or fees as specified by any promotional offer advertised).
A holiday home cannot be used as your only or main residence.