Holiday Home Finance Options

If you’re thinking about buying your very own holiday home, situated on the beautiful British coast or countryside, then Park Holidays UK and Park Leisure can help make your dreams a reality.

We offer a variety of affordable holiday home finance options to make owning a lodge or static caravan as accessible and affordable as possible. Our dedicated teams are available to carefully assess your specific requirements and tailor a personalised finance package just for you.

The benefits of arranging caravan finance through Park Holidays UK or Park Leisure:

• Affordable deposit – from as low as 10%
• Personalised package – you decide the deposit amount and duration
• Fixed monthly payments – making budgeting easy
• Trusted providers - Black Horse (part of the Lloyds Bank group) and Santander

Choosing the most suitable method to finance the purchase of your holiday home can be overwhelming, which is why we are here to simplify things for you. Our team of ownership advisors will assist you every step of the way and provide guidance in calculating the necessary figures.

We offer a service seven days a week, and approval is often granted in less than an hour. Therefore, even if you visit us over the weekend, we can typically confirm all the financial details during your visit. At Park Holidays UK and Park Leisure, we strive to streamline the process so that you can embrace your new lifestyle as soon as possible!

Hassle-free static caravan finance

Park Holidays UK Limited and associated Park Leisure trading names are authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit broking and are not a lender. We only work with trusted Financial Conduct Authority regulated lenders to arrange terms to suit the individual needs of each customer.

We can offer competitive terms from Black Horse (part of the Lloyds Bank group) and Santander. Deposits start from just 10%. Terms do vary according to your personal circumstances and finance is, of course, subject to status, and written details will be provided as part of the process.

Rest assured that once you have made payment of the initial deposit, you can relax as your monthly payments will remain unchanged throughout the loan period. You do not need to worry about any potential increase in interest rates either.

Should you decide to upgrade to an even better static caravan or lodge in the future, we can make all the arrangements necessary to settle your existing finance and transfer to a new agreement.

After the payment of an initial deposit, you can relax - knowing your monthly payments will be fixed for the term of the loan. No worries that interest rates are going to rise!

And, should you decide to upgrade to an even better model, we can make all the arrangements necessary to settle your existing finance and transfer to a new agreement.

Embarking on the journey of retirement is an exciting time for many, as it unfolds a plethora of possibilities and new experiences. Understanding your options during this phase is crucial for crafting a fulfilling and satisfying post-working life. It's an opportunity to explore the activities and lifestyle that bring you joy, ensuring that your retirement years are truly rewarding.

Explore your retirement options

If you are over 55 or retired, and have a personal pension, you could withdraw up to 25% of your pension fund as a tax-free lump sum.

Recent changes have made this option available to many people, and it presents a substantial tax advantage to be able to access a quarter of your pension savings tax-free. Alternatively, if you choose to receive the money as a pension income, such as through purchasing an annuity, you would be subject to Income Tax.

Invest in your future lifestyle

With the current favourable property prices and the convenient accessibility to pension savings, your dream of owning a holiday home might be within easy reach. By releasing the equity in your house, you could downsize to a smaller property and relish in a stunning caravan holiday home or luxury lodge in an idyllic destination, ready to be visited whenever you desire. Coupled with a tax-free lump sum withdrawal from your pension, you could truly invest in a new lifestyle.

* Please check with your pension provider to confirm eligibility, we recommend everyone should seek independent financial advice before reducing the size of their pension by taking a lump sum.

Our shared ownership scheme offers an excellent opportunity to make holiday home ownership more affordable and accessible. By participating in this scheme, many more people can enjoy the numerous benefits that come with owning a static caravan or lodge.

Spread the cost of your holiday home

This exclusive programme offers you and a friend or family member the opportunity to jointly purchase a holiday home and divide the expenses equally - you will own half and they will own half. With more than 50 holiday parks to choose from, we provide a wide range of options including a variety of high-quality pre-owned and brand-new holiday homes, as well as fully furnished, luxurious lodges.

Fantastic benefits of sharing your lodge or static caravan:

• HALF the cost of your holiday home
• FULL use of all park facilities
• FULL enjoyment for friends and family for up to 50 weeks each year †

Shared ownership owner testimonial