Funding your purchase

Funding Your Purchase

Purchasing your own Holiday Home?

Park Holidays UK can help arrange the terms that suit you best.

We can help you find the perfect way to fund the purchase of your own holiday home with affordable fixed monthly payments.

We recognise that everyone is different and when you visit to discover more about holiday home ownership, our friendly staff will listen to your needs and budget to help you find the caravan model and the finance that's right for you.

Park Holidays UK is licensed under the Consumer Credit Act and works with the leading specialist lenders to arrange terms to suit the individual needs of each customer.

We can offer competitive terms from Black Horse (part of the Lloyds Bank group), and Barclays. A seven day a week service is provided - and approval often takes under an hour.

So, even if you visit our holiday home showground at the park of your choice during a weekend, we can usually confirm all the finance details as part of your visit. At Park Holidays UK we try and make life straightforward so you can get on with enjoying your new lifestyle as soon as possible!

Terms do vary according to your deposit and personal circumstances - but we are committed to finding you the best deal available. The larger the deposit you are able to make, the lower the rate we can find you - especially if you have a 50% deposit or more - though there are packages that only need a 10% deposit.

Finance is, of course, subject to status, and written details will be provided as part of the process.

After the payment of an initial deposit, you can relax - knowing your monthly payments will be fixed for the term of the loan. No worries that interest rates are going to rise!

And, should you decide to upgrade to an better model, this can be arranged with minimum paperwork at a later stage.

Why not check your credit rating for ownership? Complete our form for a free no-obligation finance check

Purchase Price Monthly Payments Representative APR*
£10,000 £155.52 11.9%
£12,500 £194.40 11.9%
£15,000 £233.28 11.9%
£20,000 £311.04 11.9%
£25,000 £388.79 11.9%
£30,000 £466.55 11.9%

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Typical example based on a £10,000 holiday home package price including siting, connections, insurance and this seasons pitch fees:

* Subject to status. Typical example including siting, connections, insurance and this seasons pitch fees: Cash price £10,000. Deposit £1,000, amount of finance £9,000. Charge for credit £4063.50. 84 monthly payments of £155.52.  Representative APR 11.9%. Total amount payable £14,063.50. Subject to status, written details on request. 


Easy Options Guides

For an outline of the finance options and running costs for holiday home ownership, please choose a park from the drop down box below and click 'View Guide'.