Funding your purchase

Funding your purchase

Looking for help to buy your dream holiday home?

Select from the options below..

Affordable finance

If you are thinking about buying your very own coastal holiday home then Park Holidays UK can help make holiday home ownership a reality with our range of affordable finance options.

We are able to offer you a number of funding solutions, suitable for everyone. By taking the time to discuss your individual needs, our specialist teams will be able to build a bespoke finance package to suit you.

The benefits of arranging finance through Park Holidays UK

» Affordable deposit – from as low as 10%

» Control – you decide the amount of deposit and how many years

» Fixed monthly payment – makes budgeting simple

» Flexibility – doesn't compromise your other lines of credit

Deciding on the best way to fund the purchase of your holiday home can be daunting, which is why we’re here to make things easier. Our in-house finance experts will help you crunch the numbers. A seven day a week service is provided - and approval often takes under an hour. So, even if you visit during a weekend, we can usually confirm all the finance details as part of your visit. At Park Holidays UK we try and make life straightforward so you can get on with enjoying your new lifestyle as soon as possible!

Park Holidays UK is approved by the Financial Conduct Authority (FCA) and works with the leading specialist lenders to arrange terms to suit the individual needs of each customer.

We can offer competitive terms from Black Horse (part of the Lloyds Bank group), Barclays, Santander and Hitachi with a representative APR of 11.9%. Deposits start from just 10%. Terms do vary according to your personal circumstances and finance is, of course, subject to status, and written details will be provided as part of the process.

After the payment of an initial deposit, you can relax - knowing your monthly payments will be fixed for the term of the loan. No worries that interest rates are going to rise!

And, should you decide to upgrade to an even better model, we can make all the arrangements necessary to settle your existing finance and transfer to a new agreement.

Purchase Price Monthly Payments Representative APR*
£10,000 £155.52 11.9%
£12,500 £194.40 11.9%
£15,000 £233.28 11.9%
£20,000 £311.04 11.9%
£25,000 £388.79 11.9%
£30,000 £466.55 11.9%

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Representative example based on a £10,000 holiday home package price including siting, connections, insurance and this seasons pitch fees:

* Subject to status. Representative example including siting, connections, insurance and this seasons pitch fees: Cash price £10,000. Deposit £1,000, amount of finance £9,000. Charge for credit £4063.50. 84 monthly payments of £155.52.  Representative APR 11.9%. Total amount payable £14,063.50. Subject to status, written details on request. 

Funding your purchase


A holiday home could earn you up to £6,465 Guaranteed letting income a year for up to 3 years!

We have seen a large increase in demand for caravan and lodge holidays over the past few years and many owners have taken advantage of this demand by letting out their holiday home when they’re not using it. You could too.

Here's how Guaranteed Lettings works

» 1. Choose your grade of holiday home - Guaranteed rentals are available for up to 3 years depending upon which grade you choose

» 2. Rental returns increase with higher grade models - Choose from Bronze through to Platinum

» 3. Agree the weeks that you will let out your holiday home during 2016

» 4. We will confirm your total annual rental and you’ll receive it NOW as a deposit contribution towards your purchase

» 5. We will arrange everything including the cleaning of your holiday home after each let

» 6. Your income is guaranteed, even if your unit is not let to our holiday guests

Speak to one of our holiday home advisors today on 0800 138 0477.

Making the most of your pension

Invest for your future lifestyle and explore your retirement options...

Funding your purchase

Did you know that if you’re over 55 or retired, with a personal pension, you could take up to 25% of your pension fund as a tax free lump sum?

Recent changes have made this possible for many of us and being able to take up to a quarter of your pension savings as a tax free lump sum represents a significant tax break. If you took the money as a pension income instead – for example, by buying an annuity – you’d pay Income Tax on it. We recommend everyone should seek independent financial advice before reducing the size of their pension by taking a lump sum

Downsize your main home?

Have you considered taking things a little easier and getting more out of life? With the traditional property prices better than they have been for many years and the new easy access to pension savings, the solution may be closer than you think. By unlocking the equity in your home you could downsize to a smaller home and enjoy a beautiful new holiday home or luxury lodge in a dream location to visit whenever the mood takes you. Combine this with a tax free, lump sum withdrawal of your pension and you can start enjoying your leisure time in real style

Join the holiday home revolution

Parks Holidays UK offers holiday home ownership at 25 locations in Devon, Dorset, Hampshire, Sussex, Kent, Essex and Suffolk. In the past year we have seen an unprecedented increase in new holiday home owners, people just like you, opting for a new leisure lifestyle.

Just imagine a place of your own in the heart of the countryside or by the sea. Your home away from home, somewhere to escape to whenever you choose for up to 11 and a 1/2 months every year.

Search Holiday Homes » Arrange a Viewing »

Please check with your pension provider to confirm eligibility, we recommend everyone should seek independent financial advice before reducing the size of their pension by taking a lump sum.

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Check Credit

No obligation finance and eligibility quote

The eligibility form matches your information from a ‘soft search’ enquiry (that lenders never see), to a wish-list from lenders to tell you your percentage chances of getting different finance offers.

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Ask a question Costs to Consider 4 Easy Steps

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Easy Options Guides

For an outline of the finance options and running costs for holiday home ownership, please choose a park from the drop down box below and click 'View Guide'.